This report extends the original Baltimore study by adding credit score questions to the survey instrument conducted on the sample interviewed during Phase I.
As a new phase of the Baltimore study, the purpose was to contact the participants who responded to the Baltimore telephone interview and to request their FICO credit score. The new survey questionnaire added six short questions related to the respondent’s education.
This report focuses on the provided FICO credit scores and their connection to indicators of wealth among different groups of households: 1. Never-incarcerated white households (NIW), those in houses without an incarceration history identified as white; 2. Never incarcerated black households (NIB), those in houses without an incarceration history identified as black; 3. Ever-incarcerated white households (EIW), those in houses with an incarceration history identified as white; and 4. Ever-incarcerated black households (EIB), those in houses with an incarceration history identified as black.
The sample size is 51 respondents, with 5 respondents without a credit history.